[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.alstako.cz\/kde-cloveku-pujci-penize\/#Article","mainEntityOfPage":"https:\/\/www.alstako.cz\/kde-cloveku-pujci-penize\/","headline":"Kde \u010dlov\u011bku p\u016fj\u010d\u00ed pen\u00edze?","name":"Kde \u010dlov\u011bku p\u016fj\u010d\u00ed pen\u00edze?","description":"Kdy\u017e se \u010dlov\u011bk rozhodne p\u016fj\u010dit si pen\u00edze, v bank\u00e1ch nejednou neusp\u011bje. A to proto, \u017ee tyto finan\u010dn\u00ed instituce maj\u00ed sv\u00e1 jasn\u011b dan\u00e1 pravidla, od nich\u017e se neodchyluj\u00ed za \u017e\u00e1dn\u00fdch okolnost\u00ed. A pokud \u010dlov\u011bk nevyhov\u00ed by\u0165 i jenom o fous n\u011bkter\u00e9mu z nich, […]","datePublished":"2019-09-15","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.alstako.cz\/author\/#Person","name":"","url":"https:\/\/www.alstako.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4c8347e48acde4b8838164e4b1c9b1c2409c44aff1922a8b9d7dd631b9ae52bb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4c8347e48acde4b8838164e4b1c9b1c2409c44aff1922a8b9d7dd631b9ae52bb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"alstako.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.alstako.cz\/wp-content\/uploads\/img_a346570_w1702_t1560930826.jpg","url":"https:\/\/www.alstako.cz\/wp-content\/uploads\/img_a346570_w1702_t1560930826.jpg","height":0,"width":0},"url":"https:\/\/www.alstako.cz\/kde-cloveku-pujci-penize\/","about":["Ekonomika"],"wordCount":487,"articleBody":"       Kdy\u017e se \u010dlov\u011bk rozhodne p\u016fj\u010dit si pen\u00edze, v bank\u00e1ch nejednou neusp\u011bje. A to proto, \u017ee tyto finan\u010dn\u00ed instituce maj\u00ed sv\u00e1 jasn\u011b dan\u00e1 pravidla, od nich\u017e se neodchyluj\u00ed za \u017e\u00e1dn\u00fdch okolnost\u00ed. A pokud \u010dlov\u011bk nevyhov\u00ed by\u0165 i jenom o fous n\u011bkter\u00e9mu z nich, m\u00e1 zkr\u00e1tka coby \u017eadatel o p\u016fj\u010dku sm\u016flu.Banky toti\u017e maj\u00ed jasno, kdo je pro n\u011b vhodn\u00fdm klientem. Je to ten, kdo nen\u00ed zaps\u00e1n v neblaze proslul\u00fdch registrech dlu\u017en\u00edk\u016f, kdo m\u00e1 p\u0159\u00edjmy v dostate\u010dn\u00e9 v\u00fd\u0161i a spl\u0148uje i jin\u00e9 n\u00e1le\u017eitosti, jako je akceptovateln\u00fd v\u011bk, bezprobl\u00e9mov\u00fd pr\u016fb\u011bh spl\u00e1cen\u00ed jin\u00fdch p\u016fj\u010dek i u jin\u00fdch poskytovatel\u016f nebo dejme tomu \u201aspr\u00e1vn\u00fd\u2018 \u00fa\u010del, pro kter\u00fd maj\u00ed b\u00fdt p\u016fj\u010den\u00e9 pen\u00edze pou\u017eity.A kdy\u017e \u010dlov\u011bk neusp\u011bje tam, nezb\u00fdv\u00e1 mu, ne\u017e se zkr\u00e1tka obr\u00e1tit na nebankovn\u00ed sf\u00e9ru. Proto\u017ee ta uplat\u0148uje individu\u00e1ln\u011bj\u0161\u00ed p\u0159\u00edstup a nejednou akceptuje i to, co je pro banky zcela nep\u0159ijateln\u00e9, jako jsou t\u0159eba pr\u00e1v\u011b z\u00e1znamy v bankovn\u00edch a nebankovn\u00edch registrech. Jist\u011b, i zde je \u017eadatel t\u00e1z\u00e1n stran v\u00fd\u0161e sv\u00fdch p\u0159\u00edjm\u016f a v\u00fddaj\u016f, ov\u0161em nikoliv proto, aby byl d\u016fvod jej odm\u00edtnout, n\u00fdbr\u017e proto, aby bylo z\u0159ejm\u00e9, zda p\u016fj\u010dka doty\u010dn\u00e9mu \u010dlov\u011bku pom\u016f\u017ee, nebo zda hroz\u00ed, \u017ee jej uvrhne do je\u0161t\u011b v\u011bt\u0161\u00edho marastu.Nebankovn\u00ed sektor v\u0161ak rozhodn\u011b vy\u017eaduje daleko m\u00e9n\u011b pap\u00edrov\u00e1n\u00ed a daleko jednodu\u0161\u0161\u00ed je tam tak z\u00edskat dejme tomu n\u011bco jako nebankovn\u00ed americk\u00e9 hypot\u00e9ky. Co\u017e jsou ne\u00fa\u010delov\u00e9 p\u016fj\u010dky ur\u010den\u00e9 pro podnikatele, za n\u011b\u017e se \u017eadatel zaru\u010duje vlastn\u00ed nemovitost\u00ed, na\u010de\u017e m\u016f\u017ee z\u00edskat a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny nemovitosti, ji\u017e d\u00e1v\u00e1 coby z\u00e1stavu, s mo\u017enost\u00ed spl\u00e1cet v\u0161e po dobu jednoho roku a\u017e t\u0159iceti let, ov\u0161em samoz\u0159ejm\u011b i s mo\u017enost\u00ed splatit v\u0161e p\u0159ed\u010dasn\u011b a bez sankc\u00ed. Bez \u0161ance tu d\u00edky on\u00e9 z\u00e1stav\u011b nejsou ani ti, kdo maj\u00ed z\u00e1znamy v registrech dlu\u017en\u00edk\u016f nebo jsou dokonce v exekuci. Bohat\u011b sta\u010d\u00ed, pokud takov\u00fd \u010dlov\u011bk prok\u00e1\u017ee, \u017ee je schopen spl\u00e1cet.Mezi v\u00fdhody t\u00e9to p\u016fj\u010dky d\u00e1le pat\u0159\u00ed i to, \u017ee nen\u00ed nutno platit \u017e\u00e1dn\u00e9 poplatky p\u0159edem a \u017ee jsou dohodnut\u00e9 spl\u00e1tky natolik n\u00edzk\u00e9, aby je dok\u00e1zal spl\u00e1cet ka\u017ed\u00fd.A tak chce-li \u010dlov\u011bk tuto p\u016fj\u010dku, m\u016f\u017ee vyplnit jednoduchou nez\u00e1vaznou on-line \u017e\u00e1dost a poslat n\u011bkolik sn\u00edmk\u016f zastavovan\u00e9 nemovitosti a z\u00e1stupce spole\u010dnosti u\u017e se \u017eadatelem v\u0161e projedn\u00e1 do posledn\u00edho detailu. A je mu vyhov\u011bno.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde \u010dlov\u011bku p\u016fj\u010d\u00ed pen\u00edze?","item":"https:\/\/www.alstako.cz\/kde-cloveku-pujci-penize\/#breadcrumbitem"}]}]